Wells Fargo Reflect Card Review

0% intro APR for as much as 21 months (on each purchases and stability transfers) — That is the place The Wells Fargo Replicate℠ Card merely cannot be beat. The cardboard begins with a 0% intro APR on purchases and qualifying stability transfers for 18 months. To make it even higher, you may get an intro APR extension of as much as three months, for a complete of 21 months. All it is advisable do is make on-time minimal funds throughout the intro and extension intervals.

It is value noting that the intro APR applies to stability transfers made inside the first 120 days of opening the account. There’s additionally a stability switch price of three% ($5 minimal) on transfers made inside the first 120 days and 5% ($5 minimal) on transfers made after that. These price quantities are customary amongst stability switch bank cards.

No annual price — The Wells Fargo Replicate℠ Card is designed that can assist you lower your expenses each on bank card curiosity and different charges. Since it is a no annual price card, you needn’t pay an annual price to have it.

Cellphone safety — If you pay your month-to-month cellphone invoice along with your eligible Wells Fargo bank card, you rise up to $600 of cellphone safety (topic to a $25 deductible). That is a kind of underrated bank card perks. You needn’t pay for cellphone insurance coverage out of pocket, and you’ll nonetheless have the peace of thoughts that your cellphone is protected.

Particular gives — By means of My Wells Fargo Offers, you’ll be able to earn money again assertion credit on purchasing, eating, and experiences that you just pay for along with your eligible Wells Fargo card.

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